SMS Communications Privacy Policy

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Use of Information

We use your number to send:

  • Transaction alerts and account notifications
  • Security alerts and important updates
  • Promotional offers (if opted in)

 

Consent and Opt-Out

By providing your number, you consent to receive SMS messages. You can opt out anytime by following the instructions in our messages.

 

Data Security

We implement security measures to protect your information.

 

Sharing Information

SMS consent and Phone Numbers collected or captured for SMS purposes will not be shared, sold, or disclosed with any third parties, or any other individual for any type of marketing purposes or affiliate marketing.

 

Changes to This Policy

We may update this policy and will notify you of significant changes via SMS.

FACTS WHAT DOES ROYAL BANKS OF MISSOURI DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Royal Banks of Missouri choose to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Royal Banks of Missouri share? Can you limit this sharing?
For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes-to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes-information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes-information about your creditworthiness No We don't share
For nonaffiliates to market to you No We don't share
Who we are
Who is providing this notice? Royal Banks of Missouri
What we do
How does Royal Banks of Missouri protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Royal Banks of Missouri collect my personal information? We collect your personal information, for example, when you
  • Open an account or use your credit or debit card
  • Deposit Money or give us your contact information
  • Apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Royal Banks of Missouri has no affliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Royal Banks of Missouri does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Royal Banks of Missouri doesn't jointly market.
Other Important Information

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