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Skip Navigation LinksPersonal Banking | Home Equity & Other Loans

Home Equity and Other Loans

A Home Equity Line of Credit is a revolving line of credit that works much like a credit card. It is an open ended line of credit that is secured by the equity in your home.

Internet Home Equity Loan Special

  

Below is the Home Equity Line of Credit Disclosure

*Loan Specials for a limited time. APR= Annual Percentage Rate. Interest rates and APR are accurate as of 3/15/17. After the limited time interest rate expires, the interest rate will float based on Wall Street Journal Prime Rate.The minimum Annual Percentage Rate that can apply during the line of credit is 4.50% and the maximum Annual Percentage Rate that can apply during the line of credit is 20.00%. Payments based on a $10,000 line of credit for the first year with an APR of 1.50% would be $12.33. Payments must be automatically deducted from your checking account. Subject to credit approval. All other loan terms and requirements apply. This offer is for new loans and is not available for refinancing existing Royal Banks of Missouri Loans.  Other restrictions may apply. APR based on a $10,000 loan with payments deducted is 4.00% with an APR of 4.00% and 59 monthly payments of $32.87 with a final payment of $10,032.87. APR based on a $10,000 loan with 60 monthly payments of $32.87. Payments do not include amounts for taxes and insurance premiums. The advertised rate available for 60 month home equity loans. The rate without automatic payments deducted is 4.50% with an APR of 4.50% for 59 months of $36.98 with a final payment of $10,036.98. Offers are subject to change without notice. No closing cost; however, if the home equity line of credit is closed within 24 months from the origination date, the borrower will reimburse Royal Banks of Missouri the actual closing cost paid by the Lender. No annual or periodical fees.


 
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Home Equity Loan Application

Home Equity Early Disclosures March 2017



Home Equity Application Disclosures What you need to know about Home Equity Loans


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