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A Home Equity Line of Credit is a revolving line of credit that works much like a credit card. It is an open ended line of credit that is secured by the equity in your home.
Below is the Home Equity Line of Credit Disclosure
for a limited time. APR= Annual Percentage Rate. Interest rates and APR are
accurate as of 3/15/17. After the limited time interest rate expires, the
interest rate will float based on Wall Street Journal Prime Rate.The minimum
Annual Percentage Rate that can apply during the line of credit is 4.50% and
the maximum Annual Percentage Rate that can apply during the line of credit is
20.00%. Payments based on a $10,000 line of credit for the first year with an
APR of 1.50% would be $12.33. Payments must be automatically deducted from your
checking account. Subject to credit approval. All other loan terms and
requirements apply. This offer is for new loans and is not available for
refinancing existing Royal Banks of Missouri Loans. Other restrictions may apply. APR based on a
$10,000 loan with payments deducted is 4.00% with an APR of 4.00% and 59 monthly
payments of $32.87 with a final payment of $10,032.87. APR based on a $10,000
loan with 60 monthly payments of $32.87. Payments do not include amounts for
taxes and insurance premiums. The advertised rate available for 60 month home
equity loans. The rate without automatic payments deducted is 4.50% with an APR
of 4.50% for 59 months of $36.98 with a final payment of $10,036.98. Offers are
subject to change without notice. No closing cost; however, if the home equity line
of credit is closed within 24 months from the origination date, the borrower will
reimburse Royal Banks of Missouri the actual closing cost paid by the Lender.
No annual or periodical fees.
Home Equity Application Disclosures What you need to know about Home Equity Loans